# Ion Points

## Borrow Side: 1 point per ETH per hour of debt

***

### Math

$$
exchangeRate \* debtAmount\* hoursDeposited\*leverageMultiplier
$$

$$
leverageMultiplier = \frac{1}{1-LTV}
$$

### Breakdown

* daily points per 1 ETH deposited: 24
* weekly points per 1 ETH deposited: 168
* monthly points per 1 ETH deposited: 720
* Borrowers can lever up in which case these amounts would be multiplied by a leverage multiplier greater than 1

## Lender Side: 10 points per ETH per hour deposited

***

$$
exchangeRate \* lenderDepositAmount\*hoursDeposited
$$

### Breakdown

* daily points per 1 ETH deposited: 240
* weekly points per 1 ETH deposited: 1680
* monthly points per 1 ETH deposited: 7200
* After 100 M TVL lenders get 2x points


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