> For the complete documentation index, see [llms.txt](https://docs.ionprotocol.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ionprotocol.io/ion-protocol/ion-points.md).

# Ion Points

## Borrow Side: 1 point per ETH per hour of debt

***

### Math

$$
exchangeRate \* debtAmount\* hoursDeposited\*leverageMultiplier
$$

$$
leverageMultiplier = \frac{1}{1-LTV}
$$

### Breakdown

* daily points per 1 ETH deposited: 24
* weekly points per 1 ETH deposited: 168
* monthly points per 1 ETH deposited: 720
* Borrowers can lever up in which case these amounts would be multiplied by a leverage multiplier greater than 1

## Lender Side: 10 points per ETH per hour deposited

***

$$
exchangeRate \* lenderDepositAmount\*hoursDeposited
$$

### Breakdown

* daily points per 1 ETH deposited: 240
* weekly points per 1 ETH deposited: 1680
* monthly points per 1 ETH deposited: 7200
* After 100 M TVL lenders get 2x points